Country Estate

Country Estates

Our country estate insurance is designed for the small-scale farmer who owns acreage used for pleasure or profit but whose primary income is from another occupation. Whether you have a small roadside fruit or vegetable stand, sell your wares at local farmers markets, grow your own food, or board a few horses, you are at risk for property or liability losses that typical homeowners policies don’t cover.

Country estate offers built-in property and liability coverages for both farm and residence.

If you own horses, Country Estate Equine offers additional coverage for certain horse-related activities. Both country estate and country estate equine are offered with three levels of coverage – Choice, Select, and Premier.

Country Estate

-Expanded replacement cost options for residence
-Replacement cost for household contents plus identity theft protection
-Coverage for related structures such as barns outbuildings, or detached garages
-Built-in mechanical equipment failure and utility service line failure coverage
-Farm and personal liability
-Coverage for farm machinery, livestock, and farm products, supplies, and tools
-Coverage for losses from events such as windstorms, hail, fire, or theft

Country Estate Equine
Added liability coverage for

-Horses in your care, custody, and control, whether for training, showing, or boarding
-Horse-related activities and participants at shows, exhibitions, and events and
-Coverage for tack belonging to others

Liability

-Personal/Business liability
-Farm Liability
-Equine Liability
-Commercial Auto
-Farm Umbrella
-Personal/Commercial Umbrella
-Fire

Property

-Equipment Breakdown
-Buildings & Contents
-Livestock
-Farm Machinery
-Tools & Equipment
-Farm Income Loss
-Residences & Household Contents
-Personal Property
-Personal Auto

Life and Annuities

-Life Insurance
-IRAs/Annuities
-Products to fund retirement & Estate Plans

Policies designed by
farmers for farmers

Flexibility
We know farms and ranches vary greatly int heir size, scope, and needs, and we offer insurance policies for agribusiness of all sizes and types.